Legal

Privacy Policy

Last Updated:

Important: Credit Capital Club is an affiliate marketing website. We connect consumers with third-party lenders and may receive compensation when you click our links and apply for financial products. We do not make lending decisions and are not a lender.

1. About Credit Capital Club

Credit Capital Club ("we," "us," or "our") operates creditcapitalclub.online as an affiliate marketing platform. We are not a lender, bank, credit union, or financial institution. We do not make credit decisions, issue loans, or determine loan terms.

Our service connects consumers with third-party lenders and financial service providers. When you submit information through our website, it may be shared with our lending partners who will evaluate your request and make their own independent lending decisions.

We may receive compensation from our lending partners when you click our affiliate links and complete an application. This compensation may influence which lenders we feature and how prominently they appear, but it does not affect our commitment to providing accurate information.

2. Information We Collect

Information You Provide:

  • Full name, email address, phone number
  • Home address, city, state, ZIP code
  • Loan purpose and desired loan amount
  • Newsletter subscription email addresses

Information Collected Automatically:

  • IP address and approximate geographic location
  • Browser type, operating system, device type
  • Pages visited, time spent, referring URLs
  • Cookies and similar tracking technologies
  • Click-through data on affiliate links

3. How We Use Your Information

  • To connect you with lending partners who may be able to fulfill your loan request
  • To send you the newsletter you subscribed to (with your consent)
  • To improve our website, content, and user experience
  • To track affiliate marketing performance and compensation
  • To comply with legal obligations
  • To detect and prevent fraud or abuse

4. Sharing Your Information

With Lending Partners: When you submit the lender matching form, your information is shared with our network of lending partners who will use it to evaluate your loan request. Each lender has its own privacy policy governing how they use your data.

With Service Providers: We use third-party services for analytics, email delivery, and website hosting. These providers access your data only as needed to perform services on our behalf.

We do not sell your personal information to data brokers or unrelated third parties for their own marketing purposes.

Legal Requirements: We may disclose information when required by law, court order, or to protect the rights and safety of Credit Capital Club or others.

5. Affiliate Marketing Disclosure

Credit Capital Club participates in affiliate marketing programs. This means:

  • Links on our website to third-party lenders are affiliate links
  • We may earn a commission when you click these links and complete an application or obtain a loan
  • The compensation we receive does not increase the cost of your loan
  • Our editorial content aims to be objective, but our financial relationships may influence which products we feature
  • We are not responsible for the products, services, or content of third-party lenders

6. Cookies and Tracking

We use cookies and similar technologies to operate our website, track affiliate link performance, and improve user experience. You can control cookies through your browser settings, but disabling cookies may affect website functionality.

We may use third-party analytics services (such as Google Analytics) that collect information about your use of our website. These services have their own privacy policies.

7. Your Rights and Choices

  • Opt-out of newsletter: Click "unsubscribe" in any email we send
  • Access your data: Contact us to request a copy of personal data we hold
  • Delete your data: Contact us to request deletion of your personal data
  • California residents (CCPA): You have additional rights including the right to know, delete, and opt-out of sale of personal information

8. Data Security

We implement industry-standard security measures including SSL/TLS encryption for data transmission. However, no method of transmission over the internet is 100% secure. We cannot guarantee absolute security of your information.

9. Third-Party Links

Our website contains links to third-party lender websites. Once you click an affiliate link and leave our site, this Privacy Policy no longer applies. We encourage you to review the privacy policies of any third-party sites you visit.

10. Children's Privacy

Our website is not directed to individuals under 18 years of age. We do not knowingly collect personal information from minors. If you believe we have inadvertently collected information from a minor, please contact us immediately.

11. Changes to This Policy

We may update this Privacy Policy periodically. We will post the updated policy on this page with a revised "Last Updated" date. Continued use of our website after changes constitutes acceptance of the updated policy.

12. Contact Us

For privacy-related questions or to exercise your rights, contact us:

See also: Terms of Service