Terms of Service
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Important: By using this website, you acknowledge that Credit Capital Club is an affiliate marketing platform — not a lender. We connect consumers with third-party lenders and may receive compensation for referrals.
1. Acceptance of Terms
By accessing or using creditcapitalclub.online (the "Website"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use our Website.
These Terms apply to all visitors, users, and others who access or use the Website. We reserve the right to modify these Terms at any time. Continued use of the Website after changes constitutes acceptance.
2. Nature of Our Service — Affiliate Marketing Platform
Credit Capital Club is an affiliate marketing platform, not a lender. We are not a bank, credit union, mortgage broker, or financial institution. We do not:
- Make lending decisions or credit determinations
- Issue, fund, or service loans
- Guarantee loan approval or specific loan terms
- Set interest rates, fees, or repayment terms
Our service is to connect consumers with third-party lenders. When you submit information through our website, it may be transmitted to one or more lending partners who will independently evaluate your request.
Affiliate Compensation: We receive compensation from lending partners when users click our affiliate links and complete applications or obtain loans. This compensation does not increase your loan cost but may influence which lenders we feature.
3. Eligibility
To use our Website, you must:
- Be at least 18 years of age
- Be a legal resident of the United States
- Have a valid Social Security Number (required by lenders)
- Have a valid bank account (required by most lenders)
- Provide accurate and truthful information
4. User Responsibilities
By using our Website, you agree to:
- Provide accurate, current, and complete information
- Not submit false, misleading, or fraudulent information
- Not use the Website for any unlawful purpose
- Not attempt to interfere with the Website's operation
- Review the terms and privacy policy of any lender before applying
- Understand that loan approval is not guaranteed
5. Third-Party Lenders
When you click an affiliate link and visit a third-party lender's website, you are subject to that lender's terms of service and privacy policy. Credit Capital Club:
- Is not responsible for the content, accuracy, or practices of third-party lenders
- Does not endorse any specific lender's products or services
- Cannot guarantee the availability of any loan product
- Is not a party to any loan agreement between you and a lender
Loan terms, including APR, fees, repayment schedule, and consequences of non-payment, are determined solely by the lender. Always read the full loan agreement before signing.
6. No Financial Advice
The content on this Website is for informational and marketing purposes only. Nothing on this Website constitutes financial, legal, tax, or investment advice. We strongly recommend consulting with a qualified financial advisor before making borrowing decisions.
Loan products involve financial risk. Failure to repay a loan can result in additional fees, damage to your credit score, collection activity, and legal action by the lender.
7. APR and Rate Disclosures
Loan amounts, interest rates, fees, and terms vary by lender and are subject to change. Representative APR ranges shown on this Website are for illustrative purposes only and do not represent a guarantee or offer.
Example: A $5,000 loan with a 24-month term at 20% APR would result in monthly payments of approximately $254 and total interest of approximately $1,096. Actual terms depend on your creditworthiness and the lender's criteria.
8. Intellectual Property
All content on this Website — including text, graphics, logos, and software — is the property of Credit Capital Club or its content suppliers and is protected by copyright law. You may not reproduce, distribute, or create derivative works without our written permission.
9. Disclaimer of Warranties
THE WEBSITE IS PROVIDED "AS IS" WITHOUT WARRANTIES OF ANY KIND. WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE WEBSITE WILL BE UNINTERRUPTED, ERROR-FREE, OR FREE OF VIRUSES.
10. Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY LAW, CREDIT CAPITAL CLUB SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING FROM YOUR USE OF THE WEBSITE OR ANY LOAN OBTAINED THROUGH OUR AFFILIATE LINKS. OUR TOTAL LIABILITY SHALL NOT EXCEED $100.
11. Governing Law
These Terms are governed by the laws of the United States. Any disputes shall be resolved through binding arbitration in accordance with the American Arbitration Association's rules, except that either party may seek injunctive relief in a court of competent jurisdiction.